Every address returns its recorded sale history and an assumability verdict at no charge and with no account. What you pay for is the analysis behind the verdict — the balance, the equity gap, the true monthly cost on both paths, and the rate at which the whole idea stops working.
The complete analysis for one address, instantly — and a person reads the actual recorded mortgage at the county office. The reissued VERIFIED report follows within 24 hours. One price.
Check an addressEvery report you can run for a month. Cheaper than two singles, and most buyers compare at least six houses.
Start checkingUnlimited reports across your listings and your buyers. Month to month, cancel whenever.
Start checkingPayment runs through Stripe's hosted checkout. Card details never reach our server. Already have a pass? Send yourself a sign-in link.
It used to be sold separately. It is not any more, because charging twice made the weakest part of the product into a revenue line: the estimated report cannot tell you whether a loan is FHA, VA or conventional, and that single fact decides the whole question. Asking someone who had already paid to pay again to find out whether the answer was real was the wrong way round.
So a report includes it. A person searches the county's land records online, opens the recorded mortgage itself, and reads the loan type, the document date and the original amount off the document — not off an index or a summary. The report is reissued as VERIFIED within 24 hours, by email, at no further charge.
We never charge twice for the same address.
If the document is ambiguous we say so and tell you exactly what would settle it. We never guess a verification.
| Where the property is Somebody has to be able to walk into that county's records office |
Bergen, Passaic and Essex counties |
| Elsewhere in New Jersey Full analysis, but the loan type stays ESTIMATED — and you are told before you pay, not after |
$15 |
A pass covers unlimited estimated checks for 30 days. Verification is per-address, because it is an hour of somebody's time in a specific building — there is no version of it that scales with a subscription, and pretending otherwise would mean selling something we could not deliver.
| Deed date and price | Free |
| Whether the sale falls in the low-rate era | Free |
| The verdict, including NEGATIVE and NOT ASSUMABLE | Free |
| An address we do not hold | No charge |
| The verification, once you have bought the report | Included |
We would rather tell you an assumption loses for free than sell you a report that says so afterwards.